A home loan built around your plans.
Your first home starts with a conversation.
Buying your first home can feel like a lot. How much can I borrow? How much deposit do I need? What government schemes might apply? Which lender is right for me?
We’ll help you understand your borrowing position, deposit and upfront costs, suitable lending options, application preparation and the journey through to settlement.
No jargon. No judgement. No pressure.
Buying before selling?
Sometimes the right property appears before your existing property has sold. Bridging finance may provide a way to manage the transition between properties.
We’ll help you understand existing property position, proposed purchase, peak debt, interest and costs, expected sale proceeds, exit strategy and lender requirements.
Self-employed shouldn’t mean overlooked.
When income doesn’t fit neatly into a payslip, lending can become more complicated. Business structures, company income, trusts, BAS, tax returns, add-backs and multiple income sources can be assessed differently by lenders.
We’ll help you understand how your circumstances may be assessed and explore lending options that may be appropriate.